Life is hard being me at the moment. I blame it on the fact that I graduated at the wrong time. I graduated on the year 2004, started working at my internship site at 2005. I am no big spender. But I do spoilt myself with a little gadget every now and thing, but never something big. After a few years of saving up I decided to go into property. Started buying one or two properties and guess what? After nearly two years, the interest rate started creeping up and then BOOM, major property crash! Suddenly the whole world is in recession. Now I am stuck with three properties still fixed at a high interest rate, and no market to sell.
Even worse, due to poor planning on my behalf, only one of the three properties have income. And even that it is not enough to cover the mortgage for that property. So yes, I am in a big shit to say the least.
I don’t know. I have always considered myself to be a good saver. I save most of my income and I thought hey, I can’t just put the money in the bank, might as well invest it. And I chose property. And it’s proven that it is not a wise choice. It’s a stupid choice. Its proven to be my biggest mistake in my life so far.
I guess with this, it does kind of explain why I hate my job so much. I was just thinking the other day, maybe I hate my job so much because I know at the back of my head that my life depends on it. If I lose this job, I will lose everything. I am stuck at this job whether I like it or not.
So I guess my life at the moment my life is at a standstill for a few more years. I don’t know whether I should try to cut my losses now or hold on to it with whatever I got left? Who knows? I wish someone with any ideas can give me some advice.
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